One of the largest retail banks in the country, Bank of America offers a wide array of banking and financial services for businesses and individuals. Several checking and savings options are available, as well as home buying services, vehicle loans, retirement planning, mutual funds and college savings plans. Wealth management services include trusts and charitable gift funds. Specialized services are available for military, students and Spanish speakers. Businesses can benefit from loans, credit lines, leases, SBA financing and merchant services. International services include travelers cheques and international wire transfers. Investment products are provided by Merrill Lynch. Four 24-hour ATMs are available outside the branch, with braille accessibility and envelope-free deposits.